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Muftah enables Trial Loan Calculator services for loan users to evaluate eligible loan amount, get a long term idea of monthly payments and kick start your dream house. This section describes the procedure to calculate your trial loan through Muftah(WhatsApp).



The page consists of


Trial Loan Calculator


Once you introduced to Muftah you will get into welcome screen, which consists of various services list as shown below.


Provide Income Details


Select the desired transactional services from the list of services

Type highlighted keyword Loan Calculator or option number 6 to start calculate your loan amount

Enter the Monthly Salary in AED

Muftah need your confirmation on providing Other Income Source value.

Please type Yes or option number 1 to provide other income value (or) No or option number 2 if you want to skip providing value.




Enter the value of Other Income Source in AED

Muftah need your confirmation on providing Guarantor Income Source value.

Please type Yes or option number 1 to provide guarantor income value (or) No or option number 2 if you want to skip providing value.

Enter the value of Guarantor Income Source in AED



Provide Loan Details (if any)


Muftah need your confirmation on providing Personal Loan Monthly Installment value.

Please type Yes or option number 1 to provide personal loan monthly installment value (or) No or option number 2 if you want to skip providing value.

Enter the value of Personal Loan Monthly Installment in AED

Muftah need your confirmation on providing Employer Loan Monthly Installment value.

Please type Yes or option number 1 to provide employer loan monthly installment value (or) No or option number 2 if you want to skip providing value.

Enter the value of Employer Loan Monthly Installment in AED


Muftah need your confirmation on providing Commercial Loan Monthly Installment value.

Please type Yes or option number 1 to provide commercial loan monthly installment value (or) No or option number 2 if you want to skip providing value.

Enter the value of Commercial Loan Monthly Installment in AED

Muftah need your confirmation on providing Monthly Rent Installment value.

Please type Yes or option number 1 to provide monthly rent installment value (or) No or option number 2 if you want to skip providing value.

Enter the value of Monthly Rent Installment in AED


Muftah need your confirmation on providing Car Loan Monthly Installment value.

Please type Yes or option number 1 to provide car loan monthly installment value (or) No or option number 2 if you want to skip providing value.

Enter the value of Car Loan Monthly Installment in AED

Muftah need your confirmation on providing Guarantor Loan Monthly Installment value.

Please type Yes or option number 1 to provide guarantor loan monthly installment value (or) No or option number 2 if you want to skip providing value.

Enter the value of Guarantor Loan Monthly Installment in AED




Muftah need your confirmation on provided data to proceed next.

Please provide Yes or option number 1 to continue (or) No or option number 2 if you want to change any input value.

Type highlighted keyword Yes or option number 1 to confirm your provided values

Thus, view your Trial Loan Calculator report which includes,

  • Estimated loan amount
  • Monthly installment
  • Last installment amount
  • Repayment period 
  • Two years insurance
  • Monthly premium, etc.,

Finally type Restart or Exit to get back to the main menu.



Change of Inputs (if any)




Type highlighted keyword No or option number 2 to change any input value

Select the input that has to be change from the list shown,

  1.  Monthly Salary
  2.  Other Amount
  3.  Guarantor Amount
  4.  Personal Loan
  5.  Employer Loan
  6.  Commercial Loan
  7.  Rent
  8.  Car Loan
  9.  Guarantor Loan


Type Cancel or option number 10 to discard the change option

Let us change the value of Guarantor Loan,

Type highlighted keyword Guarantor Loan or option number 9 to select the change guarantor loan monthly installment value



Muftah need your confirmation on providing Guarantor Loan Monthly Installment value.

Select Yes to reenter guarantor loan monthly installment value or No to discard the change request.

Type highlighted keyword Yes or option number 1 to reenter the guarantor loan monthly installment values

Enter the updated  value of Guarantor Loan Monthly Installment in AED

or

Type Restart or Exit  to discard the request and go to main menu





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